Net Metering Calculator — Your Real Bill After Export Credits, 2026

Production and consumption rarely match hour to hour. See what you actually owe (or get credited) once export rates are applied.

⏱ ~20 sec🔌 Country export defaults🔒 No signup

Your grid bill

$10
Net monthly bill
Energy imported from grid0 kWh
Energy exported to grid150 kWh
Export credit earned$25.50
Effective bill offset100 %

If exports exceed imports, most utilities carry the credit forward rather than paying cash — check your specific program's rules.

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Further reading: Net Metering vs. Net Billing: How Solar Export Credits Actually Work

How net metering billing works

Net energy = Consumption − Production
If net energy > 0: Bill = Net energy × Import rate + Standing charge
If net energy < 0: Credit = |Net energy| × Import rate × Export % ; Bill = Standing charge − Credit

The export rate is the number that separates a great net-metering deal from a mediocre one. Full retail-rate net metering (100%) makes every exported kWh worth exactly as much as an imported one. Many regions have shifted to "net billing," where exports are credited at a lower wholesale-linked rate — often 30-75% of retail — which makes it less valuable to oversize your system beyond your own daytime usage.

Frequently asked questions

Should I size my system to produce more than I use?

Only if your export rate is close to your import rate. Check the % here against your utility's published rate — the Solar Panel Calculator lets you target under 100% offset if oversizing isn't worth it in your market.

Do unused credits roll over?

In most net metering programs, yes — monthly credits typically roll forward and many programs true-up annually. Rules vary widely by utility, so confirm with yours.

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